Auto Loan Refinance

Refinance Your Auto Loan for Up to 2% Off Your Current Rate

Put higher rates in the rearview with hassle-free auto loan refinancing that could help you secure a lower interest rate and a more manageable monthly payment.

Refinancing Your Auto Loan May Be the Answer

Refinancing your auto loan with Finex Credit Union can pave the path to financial freedom by lowering your monthly payments and freeing up more of your hard-earned money for your future goals and dreams. We have no penalties for early repayment and the terms that best suit your needs. Fill out the form and get started to save!

Finex-Credit-Union-can-help-you-get-your-finances-bank-in-the-right-direction-with-auto-loan-refinancing

Apply Now or Get in Touch For Your Auto Loan:

Lower Your Monthly Payment

Easy Loan Process

Complete the entire process from the comfort of your home!

Money Back In Your Pocket

Reduce your monthly payment and get more money in your hand for achieve your financial dreams.

Apply Now

Flexible Terms and Rates

Customize your monthly car loan payment with terms of up to 84 months and affordable auto loan rates.

View Rates

Cover It All In One Loan

Finance your new or used car loan up to 100%! Cover your ride, taxes, registration, warranties, and more!

Apply Now

Find Out Your Car Loan Payment Savings

Auto Refinancing Calculator

Use our handy auto refinancing calculator to calculate your loan payment and see how much you can save! Once you find the best combination for your budget, be sure to email yourself the results and get in touch with us!

*Your actual term and payment will be provided upon acceptance of a Finex Credit Union auto loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

Loan Amount

Interest Rate (%)

Loan Terms (months)

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Auto Loan Rates

Term

New Auto Loan APR¹

Used Auto Loan APR¹

Term

36 month

New Auto Loan APR¹

4.99%

Used Auto Loan APR¹

5.99%

Term

48 month

New Auto Loan APR¹

4.99%

Used Auto Loan APR¹

5.99%

Term

60 month

New Auto Loan APR¹

4.99%

Used Auto Loan APR¹

5.99%

Term

72 month

New Auto Loan APR¹

5.99%

Used Auto Loan APR¹

6.99%

Term

84 month

New Auto Loan APR¹

6.99%

Used Auto Loan APR¹

7.99%

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score, term, and membership status and are subject to change without notice. Refinancing available on auto loans refinanced from another lender to Finex Credit Union. Offer not valid for vehicle loans currently financed by Finex Credit Union. Vehicle must not be older than 7 years or have more than 100,000 miles.

Car Loan Add-Ons: Protect Your Ride

Mechanical Breakdown Protection

Finex Credit Union's Mechanical Breakdown Protection (MBP) is a great extended car warranty option that protects you and your wallet from costly repairs and potential breakdowns beyond your existing manufacturer's warranty.

Nationwide Coverage
24-Hour Roadside Assistance
Rental Car Reimbursement

Ask us about Mechanical Breakdown Protection when you apply for your Auto Loan!

What is GAP Insurance?

If your vehicle is lost or stolen, and you owe more than it's worth, GAP Insurance covers the difference. Signing up for this optional coverage protects you and your family from being responsible for these unanticipated costs.

Include the cost of GAP in your loan balance.
Cover your unpaid net balance after insurance payoff up to 125% of value.
Cover the cost of an unrecovered theft.
After a total loss, purchase your next vehicle with Finex Credit Union and receive $1,000 toward the principal balance of the new loan.

Ask us about GAP Insurance when you apply for your Auto Loan!

Traveler's Auto Insurance Program

As a member of Finex Credit Union, you could save an average of $611* on auto insurance by taking advantage of your member discount from Travelers.

You may qualify for additional discounts like multi-policy or good student
Travelers offers 24/7 claim reporting and customer service
Choose from easy payment options like electronic funds transfer (EFT), recurring credit card payment, bill by mail, pay by phone or pay online.

Get a quote on auto or home insurance with your member discount by calling 1-844-832-8621 or click Start Quote below for an online quote and full details, including legal disclosures.

Start Quote

Wherever You Are In Your Car Buying Journey...

We Are Here For You!

Refinancing-your-auto-loan-with-Finex-will-help-you-save!

Get Ready To Save

Refinancing your car loan is a breeze with Finex Credit Union! Land an auto loan with a lower rate to reduce your monthly car loan payment, save big by paying less interest over the entire auto loan term, and improve your credit score!

Calculate your new auto loan payment.
Apply for your new auto loan.
Close your loan remotely by email.
Pocket your new savings.

drive away in your first car with an auto loan from Finex Credit Union

Get Your First Car with Confidence!

Buying your first car is a significant milestone and we want to be there for you every step of the way. Our financial experts will help guide you to make informed decisions that align with your budget and goals. Take the following steps to get started:

Determine your budget with our auto loan payment calculator.
Low rates and flexible payments options to customize your loan.
Get pre-approved and shop with confidence.
Close your loan remotely by email and build lasting relationship with us!

drive away in your dream car with an auto loan from Finex Credit Union

Upgrade To The Car Of Your Dreams

Drive away in the car you've been drooling over with our always low Auto Loan rates. Getting the car of your dreams is easy with Finex Credit Union!

Calculate your auto loan payment.
Apply for your auto loan.
Close your loan remotely by email.

What our members are saying...

"This was the best decision I have made financing a car. I was approved the next day. They also have an app which is compatible with my present bank. Thank you Finex, thanks Sherri."

Eunice R.

"The process to get my car loan was the easiest I've ever experienced. We did it all online and a few phone calls. They were very professional and helpful. I would recommend Finex very highly. Great experience."

Craig D.

"Just got approved for a car loan so excited and Josephine answered the questions I had and helped me through everything, she was so nice and kind to me! :) I got my car!! So excited thank you Josephine! And Finex CU! 🥹"

Natalie F.

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