Finex Credit Union members benefit from some of the best rates around – whether you’re saving for retirement or a rainy day, or are looking to buy a home or a car, Finex rates are tough to beat. Check them out today for yourself!
Savings and Investments Rates
Effective April 27, 2023
Finex Credit Union Share Account Rates - Effective May 1, 2023
Finex Credit Union CD Rates - Effective May 19, 2023
$1,000 Minimum
Finex IRA Rates* - Effective June 18, 2021
* IRA CD Rates Same As Above
*$5 minimum balance is necessary to maintain membership in a savings account. No minimum balance is required for share and club accounts. IRA share rates are the same as the CD rates quoted here. Premier rates – see separate disclosure page linked.**Annual Percentage Yield. Rates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Contact memberservices@finexcu.org for CD rates greater $75,000. Federally insured by NCUA.
*** Axcess High Rate checking 2.529% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.10% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for Premier Account Members. 1.51% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.100% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for General Account Members. If you do not meet the direct deposit requirements you will assess a monthly direct deposit fee (see fee schedule), however, your account will function as a Value checking account earning 0.10% APY. It will not receive ATM refunds for that period. Rates as of October 2022. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge when requirements are met.
Featured Loan Rates
Home Equity Line of Credit
Effective January 9, 2023
APR Rates as low as
APR Rates as low as
First Mortgages - View Current Rates
Auto Loan Rates - View Current Rates
Personal Loan Rates - Effective March 16, 2023
Personal Loans
APR Rates as low as
APR Rates as low as
Boats & RV loans over $25,000 10 or 15 years is available. Add 2% to the 60-month rate for 10-year term and 4% to the 60-month rate for the 15-year term.
Rates above are based on 80% LTV Auto Loans. GAP insurance is required for members with a credit score under 680 or if member is financing over 100% of the vehicles value. Rates are based on credit history and are subject to change without notice.
Other rates and terms offered on all vehicle loans.
For other credit union competitor rates check the URLs below
https://www.culookup.com/Compare-CU-Rates
https://www.mycreditunion.gov/about-credit-unions/interest-rate-comparison
https://www.nerdwallet.com/blog/banking/best-credit-unions/
https://www.depositaccounts.com/banks/american-eagle-financial-credit-union.html
https://www.bankrate.com/banking/credit-unions/
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