First Checking 1
4.8 (896 Reviews)

Your First Money Move Starts Here

Built for students and young adults between the ages of 13-23, First Checking makes it easier to spend, save, and manage money with confidence.

Open your First Checking account today and start building smart banking habits from the beginning.

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Checking Benefits That Start Strong

First Checking Makes Every Move Count

A simple checking account with no monthly fee, cash back, and easy mobile access built in.

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No monthly maintenance fee

More money stays where it belongs - with you.

5¢ cash back on eligible debit card purchases over $1.00

Earn a little back every time you use your Finex debit card.

Mobile banking made easy

Check your balance, transfer money, deposit checks, and stay on top of your account from anywhere.

1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the sender.

View the terms and conditions of First Checking

iPhone X
Secure Conversations on Finex Mobile App
Wherever You Are

Your First Account, Right in Your Pocket

First Checking Accounts get access to secure mobile banking. Manage your Finex Credit Union accounts, monitor your credit journey and set yourself up for financial success!

  • Chat With Us

    Chat with our member support team in real-time through the Finex Mobile Banking App. It's safe, secure, and available for you wherever you are!

  • Send Money with Zelle®

    Pay back your friends or cover your portion of the bill quickly and securely with just an email address or U.S. mobile number.

    Explore Zelle®

  • Control Your Cards

    Avoid the hassle of getting a new debit card if yours is simply misplaced. Easily lock and secure your misplaced card and unlock it when you find it. 

  • Monitor Your Credit

    View your free credit score + your subscriptions. Plus, monitor your identity and privacy from our app!

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Google Play Store
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Download Your Free Templates

Budgeting Templates That Actually Work!

Our financial experts have created these easy to use budgeting templates to help you achieve your financial goals. Download and get saving!

2: May not be combined with other promotional rates or rebates.  3: 3.00% APY rate compounded monthly will be paid on balances up to $3,000 if all requirements met. If not met, then basic share rate applies. Above $3,000 rate of 0.2% APY applies.  4: Requirements: direct deposit minimum of $200 per month, use of eservices, and at least three debit card POS transactions each month. See checking disclosures for full account details.

What our members are saying...

"I enjoy being a member of the Finex family.  Very friendly respectful.  All members of the team do an excellent job and also helps with many different services. I've been with Finex since it was the first New England excellent and awesome people and service. 5 star and an 10. Love all of them 💙F4L"
Rashelle S.
"The service here is nothing short of spectacular. The staff here are attentive, caring, and most importantly, EFFICIENT!! I’d personally like to mention Evelyn Mena at x118 and Samantha at x127 for their stellar customer service. They were simply AMAZING!!"
Keisha M.
"Ammmaaazzinnngg...I have been a member of Finex Credit Union since 2010 and my experience has been nothing but spectacular. I have worked with Josephine in the loan department on multiple occasions... Thanks Finex and thanks Josephine :) :) :)"
Dev M.
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