The Overdraft Protection You Need
Sometimes there is a little more month than money. Our Courtesy Pay overdraft protection is a safety net to avoid additional fees and safeguard your Checking Account.
Here When You Need It
Courtesy Pay and Overdraft Benefits
With Courtesy Pay, we will pay overdrafts from checks, automatic bill payments, and other transactions made using your account number.
- AffordableFor each transaction covered with Courtesy Pay, there is a small fee, but you can avoid late fees and expenses that come with late or missed payments.
- ProtectionCourtesy Pay can help protect your credit score from negative impact by avoiding bounced checks or declined transactions.
- Peace Of MindComplete transactions knowing that you are protected even if you don't have sufficient funds due to emergencies or unexpected expenses.
Wherever You Are
Courtesy Pay And Overdraft Details
Complete your transactions with ease, knowing that you are covered by paying minimal fees.
- Everyday Transactions
You will be charged a fee of $17 for ATM and everyday debit card transactions. - Checks and Recurring Payments
You will be charged a fee of $15 for Premier Members and $20 for General Members for checks, automatic bill payments, and other transactions made with your account number. - Flexibility to Help You
The maximum negative balance allowed per day is $750 if your account has active Direct Deposit or a $300 maximum negative balance for non-direct deposit accounts.
What our members are saying...
Share the Finex Difference
$100 for You and $100 for Them
As a valued member of Finex Credit Union, we're grateful for you and hope you'll spread the word about the Finex Difference! Refer a friend or family member to open a checking account with direct deposit, and you can both earn $100.
