Finex-Credit-Union-has-the-best-auto-loan-options-available.

Auto Loans Made Easy: Drive Toward Savings!

Wherever you are on your financial journey, we have an affordable Auto Loan for you. Refinance your existing loan or drive away in your first car, family car, or dream car today!

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Take On The Open Road With Your Next Auto Loan

Looking to purchase a brand new or pre-owned vehicle? As a member of Finex Credit Union, you can enjoy our low Auto Loan rates with no penalties for early repayment and the terms that best suit your needs.

couple with a car loan from Finex Credit Union enjoying a scenic drive

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Car Loan Perks

Whether you're shopping around or looking to refinance, Finex Credit Union has the right car loan options for you. Our affordable rates and flexible terms let you customize the perfect car loan payment for your budget. 

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Easy Loan Process

Complete the entire process from the comfort of your home!
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Flexible Terms and Rates

Customize your monthly car loan payment with terms of up to 84 months and affordable auto loan rates. 
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Cover It All In One Loan

Finance your new or used car loan up to 100%! Cover your ride, taxes, registration, warranties, and more!
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Find Your Perfect Car Loan Payment

Auto Loan Calculator

Wherever you are with your finances, our calculator lets you test different loan amounts, interest rates, and car loan terms to customize your payment. Once you find the best combination for your budget, be sure to email yourself the results!

Your actual term and payment will be provided upon acceptance of a Finex Credit Union auto loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
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Wherever You Are In Your Car Buying Journey...

We Are Here For You!

drive away in your first car with an auto loan from Finex Credit Union

Get Your First Car with Confidence!

Buying your first car is a significant milestone and we want to be there for you every step of the way. Our financial experts will help guide you to make informed decisions that align with your budget and goals. Take the following steps to get started:

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Refinancing-your-auto-loan-with-Finex-will-help-you-save!

Get Ready To Save

Refinancing your car loan is a breeze with Finex Credit Union! Land an auto loan with a lower rate to reduce your monthly car loan payment, save big by paying less interest over the entire auto loan term, and improve your credit score!

  • Calculate your new auto loan payment.
  • Apply for your new auto loan.
  • Close your loan remotely by email.
  • Pocket your new savings.
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drive away in your dream car with an auto loan from Finex Credit Union

Upgrade To The Car Of Your Dreams

Drive away in the car you've been drooling over with our always low Auto Loan rates. Getting the car of your dreams is easy with Finex Credit Union!

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Auto Loan Rates

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score, term, and membership status and are subject to change without notice.

Rates as of May 8, 2024
Term
Premier Membership APR1
General Membership APR1
Term
36 month
Premier Membership APR1
5.99%
General Membership APR1
6.99%
Term
48 month
Premier Membership APR1
5.99%
General Membership APR1
6.99%
Term
60 month
Premier Membership APR1
5.99%
General Membership APR1
6.99%
Term
72 month
Premier Membership APR1
6.99%
General Membership APR1
7.99%
Term
84 month
Premier Membership APR1
8.99%
General Membership APR1
9.99%

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score, term, and membership status and are subject to change without notice.

Car Loan Add-Ons: Protect Your New Ride

Mechanical Breakdown Protection

Finex Credit Union's Mechanical Breakdown Protection (MBP) is a great extended car warranty option that protects you and your wallet from costly repairs and potential breakdowns beyond your existing manufacturer's warranty.

  • Nationwide Coverage
  • 24-Hour Roadside Assistance
  • Rental Car Reimbursement

Ask us about Mechanical Breakdown Protection!

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What is GAP Insurance?

If your vehicle is lost or stolen, and you owe more than it's worth, GAP Insurance covers the difference. Signing up for this optional coverage protects you and your family from being responsible for these unanticipated costs.

  • Include the cost of GAP in your loan balance.
  • Cover your unpaid net balance after insurance payoff up to 125% of value.
  • Cover the cost of an unrecovered theft.
  • After a total loss, purchase your next vehicle with Finex Credit Union and receive $1,000 toward the principal balance of the new loan.

Ask us about GAP Insurance when you apply for your Auto Loan!

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What our members are saying...

"This was the best decision I have made financing a car. I was approved the next day after that and I was able to obtain a 90 day grace period. Now I am also a member and the payment will be deducted automatically from my account. They also have an app which is compatible with my present bank. Thank you Finex, thanks Sherri."
Eunice R.
"The process to get my car loan was the easiest I've ever experienced.  We did it all online and a few phone calls. Sheri and Mary set up my checking account and the loan for me. The bonus to open the account was great. They were very professional and helpful.  I would recommend finex very highly. Great experience."
Craig D.
"Just got approved for a car loan so excited and Josephine Gonzales answered the questions I had and helped me through everything, she was so nice and kind to me! :) I got my car!! So excited thank you Josephine! And Finex CU! 🥹"
Natalie F.
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