MVM Checking

Maximize Your Membership

MVM Checking, short for Most Valuable Member, is designed for members who do more of their banking with Finex. Earn our premium checking rate of 1.50% APY* when monthly qualifications are met and get more value from the relationship you already have with Finex.

Open MVM Checking today and put your Finex relationship to work.

Get Ready For Even More

Most Valuable Benefits for Most Valuable Members

Earn premium rates, access your account from anywhere, and the perks keep coming! There are no monthly fees when you have either $50,000+ in combined Finex loan balances or a monthly direct deposit of at least $1,000, and complete at least 10 transactions of $1 or more per month.

Premium rates, built for MVMs.

Earn 1.50% APY on balances up to $25,000!

ATM access without foreign fees

More freedom to use your money wherever life takes you.

Free first order of checks

A most valuable start for Most Valuable Members.

View the terms and conditions of Most Valuable Checking

Discover Your Perfect Checking Account

Discover the perfect Checking Account to suit your financial needs and unlock a world of rewards when you open your Checking Account online or in our Connecticut branches today!

Simple, No-Frills Banking

Easy Checking Account

  • No monthly service fee when enrolled in eStatements AND no minimum balance requirements
  • Access to over 55,000 surcharge-free ATMs
  • Get paid up to 1 day early
  • 24/7 fraud monitoring
Earn Cash Back

High Five Checking

  • Earn $0.05 cash back on every purchase of $5 or more
  • Access to over 55,000 surcharge-free ATMs
  • Get paid up to 1 day early
  • 24/7 fraud monitoring
Maximize Your Membership

Most Valuable Member Checking

  • Earn a higher rate of 1.50% on balances up to $25,000
  • No foreign ATM fees
  • Free first order of checks
  • Access to over 55,000 surcharge-free ATMs
  • Get paid up to 1 day early
  • 24/7 fraud monitoring
Wherever You Are

A Checking Account With Amazing Mobile Banking Features

Manage your Finex Credit Union accounts and enjoy advanced features that help you keep your finances on track from the palm of your hand! 
  • Monitor Your Credit

    View your free credit score + your subscriptions. Plus, monitor your identity and privacy from our app!

1 When twelve (12) Finex Credit Union Debit Card transactions (excludes ATM transactions) post to the account during the Reward Period, you will receive Cash Back in the following amount: $0.10  cents per debit card transaction in the amount of ten ($10) dollars or more.  The maximum cash-back payout amount is $10 per cycle. At our discretion, we may change the transaction requirements and reward amounts. Qualification Requirements to Obtain the Cash Rewards. **You must satisfy all of the following Qualification Requirements during each Qualification Period to obtain Cash Rewards. Have at least one (1) Direct Deposit (ACH credit will be accepted if direct deposit is unavailable to the member) in the minimum amount of $300. Sign up for eServices (including estatements, eNews, Homebanking) with a valid email address. You must have a minimum of twelve (12) Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $10 or more, posted to your account during the Reward Period. ATM Transactions are not Qualifying Transactions and will not be counted toward the minimum twelve transactions or be paid Cash Rewards. $10 Service Charge imposed if Direct Deposit Requirement is not met Cash Back Truth in Savings Cashback Plus Truth in Savings.

2 There is no minimum account balance or service charge if account qualifications are met.

**Qualification Requirements to Obtain the High Rate Checking Rewards:  You must satisfy all of the following Qualification Requirements during each monthly Qualification Period to obtain the Rewards: • Have at least one (1) Direct Deposit with a minimum amount of $300 (ACH credit will be accepted if direct deposit is unavailable to member). • Sign up for eServices (with a valid email address). • You must have a minimum of twelve (12) Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $1 or more, post to your account. ATM Transactions are not Qualifying Transactions and will not be counted toward the minimum twelve transactions.  No Minimum Balance Required. No monthly service charge if direct deposit requirement is met.  A $10 Service Charge is imposed if Direct Deposit Requirement is not met. We may change the interest rate and APY on non-promotional account rate at any time after the account is opened. This promotion cannot be combined with other offers and discounts. 

What our members are saying...

"Their professionalism, sensitivity, understanding, energetic and positive attitude when assisting me with specific matters with my checking accounts... I know that when I need assistance again with my accounts that my experience will again be a positive and pleasant one."
Daisy H.
"I can't be more happier with FINEX credit union. I am a member for couple of months ago and got approve for a small loan to repair my vehicle. Thank you for the opportunity. I will recommend them to anyone. There is no fee for checking and savings account neither."
Alexander F.
"This is a great hometown credit union.  I have used them for all my banking needs including mortgage, car purchases, personal loans, savings, and checking.  The staff are knowledgeable and friendly and a pleasure to work with ."
Ed C.
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