Auto Loan Refinance

Exclusively for Local 371 Members: Take 2% Off Your Current Auto Loan Rate*

And enjoy no car payments for 90 days**. With rates as low as 5.99% APR can help potentially lower your current rate and have more manageable monthly payments. Let us help you drive your finances in the right direction.

Refinancing Your Auto Loan May Be the Answer

Refinancing your auto loan with Finex Credit Union can pave the path to financial freedom by lowering your monthly payments and freeing up more of your hard-earned money for your future goals and dreams. We have no penalties for early repayment and the terms that best suit your needs. Fill out the form and get started to save!

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Apply Now or Get in Touch For Your Auto Loan:

Find Out Your Car Loan Payment Savings

Auto Refinancing Calculator

Use our handy auto refinancing calculator to calculate your loan payment and see how much you can save! Once you find the best combination for your budget, be sure to email yourself the results and get in touch with us!

*Your actual term and payment will be provided upon acceptance of a Finex Credit Union auto loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Loan Terms (months)

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Auto Loan Rates

Term

Premier Membership APR¹

General Membership APR¹

Term

36 month

Premier Membership APR¹

5.99%

General Membership APR¹

6.99%

Term

48 month

Premier Membership APR¹

5.99%

General Membership APR¹

6.99%

Term

60 month

Premier Membership APR¹

5.99%

General Membership APR¹

6.99%

Term

72 month

Premier Membership APR¹

6.99%

General Membership APR¹

7.99%

Term

84 month

Premier Membership APR¹

8.99%

General Membership APR¹

9.99%

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score, term, and membership status and are subject to change without notice. Refinancing available on auto loans refinanced from another lender to Finex Credit Union. Offer not valid for vehicle loans currently financed by Finex Credit Union. Your rate may be reduced by even more than 2% if you qualify based on your credit history and the specifics of the automobile being refinanced. Floor of 5.99% or current rate board rate that benefits members lowest rate option. 84 Months is only valid on loans $30,000 or more.

**Interest will accrue from day of funding and the first payment will be 90 days from funding date. The no payment offer is only valid for auto loan refinancing. Must apply before 03/31/2025.

What our members are saying...

"This was the best decision I have made financing a car. I was approved the next day after that and I was able to obtain a 90 day grace period. Now I am also a member and the payment will be deducted automatically from my account. They also have an app which is compatible with my present bank. Thank you Finex, thanks Sherri."

Eunice R.

"The process to get my car loan was the easiest I've ever experienced. We did it all online and a few phone calls. Sheri and Mary set up my checking account and the loan for me. The bonus to open the account was great. They were very professional and helpful. I would recommend finex very highly. Great experience."

Craig D.

"Just got approved for a car loan so excited and Josephine Gonzales answered the questions I had and helped me through everything, she was so nice and kind to me! :) I got my car!! So excited thank you Josephine! And Finex CU! 🥹"