Auto Loan Refinance

Get-going-in-the-right-direction-with-auto-refinancing-from-Finex-Credit-Union

Spring Auto Loan Event: Take 2% Off Your Current Auto Loan Rate*

And enjoy no car payments for 90 days**. With rates as low as 5.99% APR you can potentially lower your current interest rate and have more manageable monthly payments. Let us help you drive your finances in the right direction.

Refinancing Your Auto Loan May Be the Answer

Refinancing your auto loan with Finex Credit Union can pave the path to financial freedom by lowering your monthly payments and freeing up more of your hard-earned money for your future goals and dreams. We have no penalties for early repayment and the terms that best suit your needs. Fill out the form and get started to save!

Finex-Credit-Union-can-help-you-get-your-finances-bank-in-the-right-direction-with-auto-loan-refinancing

Apply Now or Get in Touch For Your Auto Loan:

Lower Your Monthly Payment

Easy Loan Process

Complete the entire process from the comfort of your home!

Money Back In Your Pocket

Reduce your monthly payment and get more money in your hand for achieve your financial dreams.

Apply Now

Flexible Terms and Rates

Customize your monthly car loan payment with terms of up to 84 months (for 84 Months Loan Value Must be $30,000) and affordable auto loan rates.

View Rates

Cover It All In One Loan

Finance your new or used car loan up to 120%! Cover your ride, taxes, registration, warranties, and more!

Apply Now

Find Out Your Car Loan Payment Savings

Auto Refinancing Calculator

Use our handy auto refinancing calculator to calculate your loan payment and see how much you can save! Once you find the best combination for your budget, be sure to email yourself the results and get in touch with us!

*Your actual term and payment will be provided upon acceptance of a Finex Credit Union auto loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

Loan Amount

Interest Rate (%)

Loan Terms (months)

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Auto Loan Rates

Term

Premier Membership APR¹

General Membership APR¹

Term

36 month

Premier Membership APR¹

5.99%

General Membership APR¹

6.99%

Term

48 month

Premier Membership APR¹

5.99%

General Membership APR¹

6.99%

Term

60 month

Premier Membership APR¹

5.99%

General Membership APR¹

6.99%

Term

72 month

Premier Membership APR¹

6.99%

General Membership APR¹

7.99%

Term

84 month

Premier Membership APR¹

8.99%

General Membership APR¹

9.99%

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score, term, and membership status and are subject to change without notice. Refinancing available on auto loans refinanced from another lender to Finex Credit Union. Offer not valid for vehicle loans currently financed by Finex Credit Union. Your rate may be reduced by even more than 2% if you qualify based on your credit history and the specifics of the automobile being refinanced. Floor of 5.99% or current rate board rate that benefits members lowest rate option. 84 Months is only valid on loans $30,000 or more.

**Interest will accrue from day of funding and the first payment will be 90 days from funding date. Must apply before 04/30/2025.

Wherever You Are In Your Car Buying Journey...

We Are Here For You!

Refinancing-your-auto-loan-with-Finex-will-help-you-save!

Get Ready To Save

Refinancing your car loan is a breeze with Finex Credit Union! Land an auto loan with a lower rate to reduce your monthly car loan payment, save big by paying less interest over the entire auto loan term, and improve your credit score!

Calculate your new auto loan payment.
Apply for your new auto loan.
Close your loan remotely by email.
Pocket your new savings.

drive away in your first car with an auto loan from Finex Credit Union

Get Your First Car with Confidence!

Buying your first car is a significant milestone and we want to be there for you every step of the way. Our financial experts will help guide you to make informed decisions that align with your budget and goals. Take the following steps to get started:

Determine your budget with our auto loan payment calculator.
Low rates and flexible payments options to customize your loan.
Get pre-approved and shop with confidence.
Close your loan remotely by email and build lasting relationship with us!

drive away in your dream car with an auto loan from Finex Credit Union

Upgrade To The Car Of Your Dreams

Drive away in the car you've been drooling over with our always low Auto Loan rates. Getting the car of your dreams is easy with Finex Credit Union!

Calculate your auto loan payment.
Apply for your auto loan.
Close your loan remotely by email.

Car Loan Add-Ons: Protect Your New Ride

Extended Car Warranty

Hit the road with confidence knowing you are covered beyond your existing car warranty.
GAP Insurance

Drive away worry-free with coverage that bridges the gap that insurance won't cover.

Mechanical Breakdown Protection

Finex Credit Union's Mechanical Breakdown Protection (MBP) is a great extended car warranty option that protects you and your wallet from costly repairs and potential breakdowns beyond your existing manufacturer's warranty.

Nationwide Coverage
24-Hour Roadside Assistance
Rental Car Reimbursement

Ask us about Mechanical Breakdown Protection when you apply for your Auto Loan!

What is GAP Insurance?

If your vehicle is lost or stolen, and you owe more than it's worth, GAP Insurance covers the difference. Signing up for this optional coverage protects you and your family from being responsible for these unanticipated costs.

Include the cost of GAP in your loan balance.
Cover your unpaid net balance after insurance payoff up to 125% of value.
Cover the cost of an unrecovered theft.
After a total loss, purchase your next vehicle with Finex Credit Union and receive $1,000 toward the principal balance of the new loan.

Ask us about GAP Insurance when you apply for your Auto Loan!

What our members are saying...

"This was the best decision I have made financing a car. I was approved the next day after that and I was able to obtain a 90 day grace period. Now I am also a member and the payment will be deducted automatically from my account. They also have an app which is compatible with my present bank. Thank you Finex, thanks Sherri."

Eunice R.

"The process to get my car loan was the easiest I've ever experienced. We did it all online and a few phone calls. Sheri and Mary set up my checking account and the loan for me. The bonus to open the account was great. They were very professional and helpful. I would recommend finex very highly. Great experience."

Craig D.

"Just got approved for a car loan so excited and Josephine Gonzales answered the questions I had and helped me through everything, she was so nice and kind to me! :) I got my car!! So excited thank you Josephine! And Finex CU! 🥹"

Natalie F.

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