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Personal Loans For Wherever You Are in Life

Borrow up to $20,000 with no collateral. Whether you have an upcoming wedding, a big vacation, or you're consolidating debt, our Personal Loans have you covered!

Consolidate Your Debt With A Personal Loan

Overwhelmed with credit card debt or other high loan payments? Our low Personal Loan rates can help you get out of debt faster and save money on interest. Consolidate your existing debt into one simple payment today!

A woman makes one easy payment after consolidating her debt with Finex Credit Union

Start your Personal Loan application here:

Create Your Perfect Payment

Personal Loan Perks

Personal Loans are all about you. Planning a big event or a big trip? Or maybe you need to consolidate debt. Wherever you are in your financial journey, create your loan your way!

No Collateral Needed

Wherever you are going, no matter your Personal Loan needs, borrow the money you need without collateral!

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Flexible Terms and Rates

Lock in your low, fixed Personal Loan rate and choose the term that works for you from 12 to 60 months!

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Up To $20,000

With just your signature, borrow up to $20,000 for your upcoming vacation, wedding, or other big expense!

Apply Now

Find Your Perfect Personal Loan Payment

Personal Loan Calculator

Wherever you are with your finances, our calculator lets you test different loan amounts, interest rates, and Personal Loan terms to customize your payment. Once you find the best combination for your budget, be sure to email yourself the results!

Your actual term and payment will be provided upon acceptance of a Finex Credit Union Personal Loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Loan Terms (months)

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Your Loan, Your Way

How To Use Your Personal Loan

Personal Loans can be used how you need. Pick the reason for your loan, the amount you need, and the terms that fit your budget. Finex Credit Union is here to help you wherever you are in your life!

Debt Consolidation

Our low Personal Loan rates can help you consolidate your existing debt into one simple payment so you can get out of debt faster and live your best life.

Big Events

Planning a wedding, Quinceañera, or another big event? A Personal Loan can make your dream event a reality with no need to worry about the costs!

Unforgettable Vacations

If you have the time for that once-in-a-lifetime vacation but need a little help with the money, our Personal Loans have you covered!

Personal Loans With Personal Service

How To Get A Personal Loan - It's Easy!

We keep our loan process simple and convenient. Getting the funds you need for your next big expense has never been easier! Follow the steps below to get your Personal Loan from Finex Credit Union. Use our calculator to find the payment that fits your budget.

Calculate your ideal loan payment.
Apply online for your Personal Loan.
Close your loan remotely by email.
Start spending your money.

Fast Money For Your Needs

What Is A Personal Loan?

Personal Loans, also known as unsecured loans or signature loans, are a type of loan that doesn't require any collateral (such as a house or car). Because no collateral is involved, Personal Loans have one of the fastest application processes and quick loan approvals.

Personal Loans feature many benefits including a fixed monthly payment schedule, flexible terms, and a payment that fits your budget.

Personal Loan Rates

Term

Premier Accounts APR

General Membership APR

Term

12 month

Premier Accounts APR

8.50%

General Membership APR

9.50%

Term

24 month

Premier Accounts APR

8.50%

General Membership APR

9.50%

Term

36 month

Premier Accounts APR

8.50%

General Membership APR

9.50%

Term

48 month

Premier Accounts APR

9.75%

General Membership APR

10.75%

Term

60 month

Premier Accounts APR

10.75%

General Membership APR

11.75%

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score and are subject to change without notice.

What our members are saying...

"Always a lovely experience with Finex. Started banking with them years ago and they have never let me down. I have a credit card, a personal loan, and just refinanced my vehicle with them. Forever recommend!"

Sonya R.

"I have had multiple vehicle and personal loans through finex and have always been pleased. I decided to purchase a new vehicle and dealt with I Evelyn Mena as a loan officer, she is amazing! Was able to approve me quickly at a rate 4% lower than another bank. I am actually working to refinance my camper with Finex thanks to her!"

Victoria S.

"My experience of obtaining a personal loan was awesome! The loan officer was thorough, quick, and made the process very easy to complete. The loan officer was helpful with my questions and addressed all of my concerns."

Karen M.

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