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A Personal Line Of Credit For Your Needs

When life throws you a curveball, a Personal Line of Credit with a checking account from Finex Credit Union could be your perfect solution! Get a line of credit up to $10,000 with no collateral.

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What Is A Personal Line Of Credit?

A Personal Line of Credit is a great way to borrow money if you're not sure exactly how much you'll need. It doesn't require any collateral, which means you'll enjoy a fast application process with a quick turnaround. 

If an emergency repair pops up and you need money fast, but don't know exactly how much, a Personal Line of Credit could be the answer.
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Apply now for your Personal Line of Credit:

Create Your Perfect Payment

Build Your Ideal Personal Line of Credit

Whether you are covering an emergency expense, a home or car repair, or doing some renovations, a Personal Line of Credit could be the solution you're looking for!

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No Collateral Needed

Our Personal Line of Credit requires no collateral. Get the money you need with just your signature!
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Flexible Terms and Rates

Discover how our low Personal Line of Credit rates and flexible terms work for your budget.
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Spend Your Way

Don't limit yourself to one lump sum! Use your line of credit as you need for your repairs or remodel!
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Money When And How You Need It

Personal Line of Credit vs. Personal Loan

Get money when and how you need it with a Personal Line of Credit or Personal Loan. Understand the differences to discover the option that is best suited for you. 

A Personal Loan comes as one lump sum at a fixed interest rate so your payments are predictable. A Personal Line of Credit offers more flexibility to access your money over time and pay in a less standardized way.

Both allow you to borrow money quickly with no collateral, so choose the option that best fits your needs. Want help deciding? Contact us to build your perfect solution.

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Your Money, Your Way

How To Use Your Personal Line of Credit

A Personal Line of Credit is flexible to your needs. Use your money when and how you need it!

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Medical Bills

Medical expenses can hit you hard and unexpectedly. Pay them off as the bills come in with a Personal Line of Credit.

Renovations

Renovation costs can be unpredictable. A Personal Line of Credit ensures the money is there when you need it.

Emergency Repairs

Need to fix something fast? A Personal Line of Credit is a great way to get money quickly in an emergency.

What our members are saying...

"This is a great hometown credit union.  I have used them for all my banking needs including mortgage, car purchases, personal loans, savings, and checking.  The staff are knowledgeable and friendly and a pleasure to work with ."
Ed C.
"Recently took out a personal loan with FINEX and couldn’t be happier with their team. Josephine made the loan process so seamless and was readily available with any questions I had. FINEX credit union is a must if your looking for a new banking home, it truly feels like you’re apart of a family."
Janese P.
"Finex Credit Union is phenomenal especially when it comes to customer service and helping its members become financially aware and understanding of life's curveballs.  I would recommend this institution to everyone I know!"
Brittany W.
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