9-Month CD Special
Grow Your Money!
Watch your money grow, with a great 9-month CD rate of 4.33% APY!
Now would be a great time to bring in new money from your other financial institutions to increase your earnings!
Fill out the quick form below to get started and one of our specialists will get in touch with you. Our specialists will help you calculate how much you can earn!
Annual Percentage Yield (APY) effective March 1, 2023, and subject to change without notice. The Certificate rate is fixed and assumes principal and interest remain on deposit until maturity. To qualify for the APY, you must have or establish a Finex Credit Union FCU membership with an active checking account and funds may not currently be on deposit with Finex Credit Union. New Money Only. IRA Certificate accounts are also available. Minimum balance to open the account and earn the advertised APY is $1,000.00 Maximum balance cannot exceed $200,000.00 Certificate will be closed if balance falls below $1,000.00. A penalty may be imposed for early withdrawals. Limited time offer and maybe withdrawn at anytime without notice.
Penalty for Early Withdrawal – All or any portion of the principal may be withdrawn prior to maturity of any term only with the credit union’s consent given at the time withdrawal is sought. If such consent is given, the withdrawn amount will be subject to a substantial penalty equal to the interest on the amount withdrawn at the simple interest rate of this account but shall not be more than the amount of 90 days of earned interest nor less than five (5) days of interest on the withdrawn amount.
Withdrawal Without Penalty – Early withdrawal without penalty may be made upon the death or declaration of incompetency of any beneficial owner of the certificate. To authorize early withdrawal because of mental incompetency, a certified copy of the court’s order or decree must be presented to the credit union.
Upon maturity, certificate of deposit accounts will automatically be renewed for an additional term equal to the initial term. Notices will be sent to members prior to maturity, and they will be given 10 days after each renewal to notify the credit union changes to the investment without incurring a penalty. Except as otherwise stated here, the terms and conditions applicable to the initial term will also apply to the renewal term. The credit union reserves the right to not renew this account by giving written notice at the address as shown in the credit union’s records.
All Accounts are insured up to $250,000 by NCUA.