Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members.
The National Credit Union Association (NCUA) audits and rates each credit union and insures member accounts up to $250,000. As a Finex member, you can feel confident knowing your funds are safe with us.
True to our credit union roots Finex is committed to the communities we serve. We work hard to enrich the quality of life for others. And as more and more people are recognizing the benefits of credit unions so too is membership growing across the country. Finex is proud to be leading the charge for what it means to be a credit union in the 21st century.
President's Message
As Finex Credit Union springs to life, we will be there for you “wherever you are”. We are on your side, part of your team – and you can take us with you anywhere you decide to go. For members old and new, Finex is the place to take care of all your banking needs. We’re more than just physical locations but rather a place that is with you – wherever you are in the world and wherever you are in your life.
Finex is committed to combining the best service with financial technologies that make your life more convenient. If you want to close a loan or deposit a check by smartphone or tablet, you can. If you need to switch money to a family member after hours or have a check hold or fees waived we actually will listen and in most cases, act on your behalf. If you want to be rewarded for trusting your checking business with us we will pay other banks’ surcharges, reward you with the highest deposit rates in the state, in many cases waive over 70% of our fees – all with no minimum balances or fees as long as you actually use our debit card.
We also pay our members one day before payday – and we’ve been doing that for the past decade. We float you the money – free. We also do small loans for young people just starting out when many other banking institutions won’t even take their applications. We’ll offer you a start with no credit. It’s one of the reasons we’re here. We offer free credit score enhancement counseling and post your credit score in home banking so you can track it. We can even help you rebuild your credit after life deals you a set back. Just some of the examples of how we’re here for you … wherever you may be in your life.
Many banks say they do all these things. Finex is doing more than say it. We’re doing it. Our service has outpaced banks in national surveys by independent groups for decades – with a report card based on the convenience and service we provide, not a quarterly stockholder dividend. In fact, our not-for-profit status and volunteer Board of Directors ensures that we are always looking out for you “wherever you are”.
Sincerely,
