Axcess Rewards Checking Account

Finex Rewards Checking Accounts

Axcess  your money anywhere at anytime you choose.  With Finex credit union Axcess REWARDS you receive:

• Twice the access to Surcharge-Free ATM's through the AllPoint Network. Over 55,000 ATM's worldwide!
• Access to over 5,000 CO-OP Shared Branches 
• FREE Online Banking with Bill Pay and Check images
• Credit Score Enhancement Service 
• FREE Finex MOBILE app

Axcess Cashback Plus Account Get Started 

This is our checking account for Finex credit union members who are concerned with monitoring their credit scores, earning bonus cash rewards and receiving other services like mobile phone monitoring and rate reduction loan offers.  

Axcess Cashback Checking** Account Get Started 

If you are a frequent debit card user, this is the account for you. There is no minimum account balance or service charge if account qualifications are met.

  Its Easy to Qualify.

Axcess High Rate Rewards Account Get Started 

This is our checking account for Finex credit union members who like to receive a premium rate on their balances.With our Axcess Rewards Account you receive the following Rewards.

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All Axcess Checking Accounts:  You must satisfy all of the following Qualification Requirements during each Qualification Period to obtain Cash Rewards.  Have at least one (1) Direct Deposit (ACH credit will be accepted if direct deposit is unavailable to member) minimum amount of $300.  Sign up for eServices (including estatements, eNews, Homebanking) with a valid email address.  You must have a minimum of twelve (12) Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $10 or more, post to your account during the Reward Period. ATM Transactions are not Qualifying Transactions and will not be counted toward the minimum twelve transactions or be paid Cash Rewards. $10 Service Charge imposed if Direct Deposit Requirement is not met. Cash Back Truth in Savings & Cashback Plus Truth in Savings.

*When twelve (12) Finex Credit Union Debit Card transactions (excludes ATM transactions) post to the account during the Reward Period, you will receive Cash Back in the following amount: $0.10  cents per debit card transaction in the amount of ten ($10) dollars or more.  Maximum cash-back payout amount is $10 per cycle. At our discretion we may change the transaction requirements and reward amounts. Qualification Requirements to Obtain the Cash Rewards.  Full Account Qualifications and Benefits.

**When twelve (12) Finex Credit Union Debit Card transactions (excludes ATM transactions) post to the account during the Reward Period, you will receive Cash Back in the following amount: $0.15  cents per debit card transaction in the amount of ten ($10) dollars or more.  Maximum cash-back payout amount is $10 per cycle. At our discretion we may change the transaction requirements and reward amounts. Qualification Requirements to Obtain the Cash Rewards.   Full Account Qualifications and Benefits

***1.510% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.200% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for Premier Relationship Account members. 0.501% Annual Percentage Yield (APY) is paid on balances between one penny and $25,000, and 0.200% APY on all amounts above $25,000 each cycle the minimum requirements are met for General Account members. If you do not meet the requirements per cycle, your account will earn 0.10% APY;  and will not receive ATM refunds for that time period. Rates as of June 1, 2020.  We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge if direct deposit requirement is met.  $10 Service Charge imposed if Direct Deposit Requirement is not met.  ATM refunds up to $5 per cycle. Withdrawal must be made from Checking Account Truth In Savings.