A Checking Account That Offers More

1 When twelve (12) Finex Credit Union Debit Card transactions (excludes ATM transactions) post to the account during the Reward Period, you will receive Cash Back in the following amount: $0.10  cents per debit card transaction in the amount of ten ($10) dollars or more.  The maximum cash-back payout amount is $10 per cycle. At our discretion, we may change the transaction requirements and reward amounts. Qualification Requirements to Obtain the Cash Rewards. **You must satisfy all of the following Qualification Requirements during each Qualification Period to obtain Cash Rewards. Have at least one (1) Direct Deposit (ACH credit will be accepted if direct deposit is unavailable to the member) in the minimum amount of $300. Sign up for eServices (including estatements, eNews, Homebanking) with a valid email address. You must have a minimum of twelve (12) Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $10 or more, posted to your account during the Reward Period. ATM Transactions are not Qualifying Transactions and will not be counted toward the minimum twelve transactions or be paid Cash Rewards. $10 Service Charge imposed if Direct Deposit Requirement is not met Cash Back Truth in Savings Cashback Plus Truth in Savings.

2 There is no minimum account balance or service charge if account qualifications are met.

*6.000% Annual Percentage Yield (APY) is a promotional rate on a tiered rate account. New Money Only.
6.00% APY paid during the first six (6) months after new account opening on balances between $1 and $25,000, and 0.100% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for High Rate account.  If you do not meet the requirements per cycle, your account will earn 0.05% APY for that month.  Rates will revert to posted High Rate checking rate after 6 months. Currently that rate is 1.50% for general members and 2.50% for premier relationship members.  The regular High Rate account is a variable rate that may change at any time after the account is opened. The promotional rate is valid for 6 months after account opening on new accounts/new money only. Limited time offer and may be withdrawn at any time without notice.

**Qualification Requirements to Obtain the High Rate Checking Rewards:  You must satisfy all of the following Qualification Requirements during each monthly Qualification Period to obtain the Rewards: • Have at least one (1) Direct Deposit with a minimum amount of $300 (ACH credit will be accepted if direct deposit is unavailable to member). • Sign up for eServices (with a valid email address). • You must have a minimum of twelve (12) Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $1 or more, post to your account. ATM Transactions are not Qualifying Transactions and will not be counted toward the minimum twelve transactions.  No Minimum Balance Required. No monthly service charge if direct deposit requirement is met.  A $10 Service Charge is imposed if Direct Deposit Requirement is not met. We may change the interest rate and APY on non-promotional account rate at any time after the account is opened. This promotion cannot be combined with other offers and discounts.