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*7.000% Annual Percentage Yield (APY) is a promotional rate on a tiered rate account as of November 1, 2023.
7.00% APY paid during the first six (6) months after new account opening on balances between $1 and $40,000, and 0.100% APY paid on all amounts above $40,000 each cycle the minimum requirements are met for High Rate account. If you do not meet the requirements per cycle, your account will earn 0.05% APY for that month. Rates will revert to posted High Rate checking rate after 6 months. Currently that APY is 2.018% for general members and 3.557% for premier relationship members. The regular High Rate account is a variable rate that may change at any time after the account is opened. The promotional rate is valid for 6 months after account opening on new accounts/new money only. Limited time offer and may be withdrawn at any time without notice.
**Earnings example: Account balance of $40,000 at 7.00 APY% for 6 months would have an estimated earnings of $1,424.61.
Qualification Requirements to Obtain the High Rate Checking Rewards: You must satisfy all of the following Qualification Requirements during each monthly Qualification Period to obtain the Rewards: • Have at least one (1) Direct Deposit with a minimum amount of $300 (ACH credit will be accepted if direct deposit is unavailable to member). • Sign up for eServices (with a valid email address). • You must have a minimum of twelve (12) Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $1 or more, post to your account. ATM Transactions are not Qualifying Transactions and will not be counted toward the minimum twelve transactions. No Minimum Balance Required. No monthly service charge if direct deposit requirement is met. A $10 Service Charge is imposed if Direct Deposit Requirement is not met. We may change the interest rate and APY on non-promotional account rate at any time after the account is opened. This promotion cannot be combined with other offers and discounts.
To be eligible for the $100 bonus you need to open a checking account with a monthly direct deposit of $300 or more. Bonus will be paid out within 90 days of receiving direct deposit. Not to be combined with other promotions or offers. Other restrictions may apply and offer can be withdrawn at any time without notice.