Big-dreams-and-a-jumbo-loan-at-Finex-Credit-Union-go-hand-in-hand.

A Jumbo Loan Could Support Your BIG Dreams

Go big AND go home with a Finex Credit Union Jumbo Loan! Customize a monthly mortgage payment that fits your lifestyle and budget.

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Jumbo Mortgage Rates

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit history and are subject to change without notice.

2 Conforming jumbo rates available for loans that exceed conforming limits and are for amounts up to $1,089,300 depending on property location.

Discounted rate of 1.50 BPS applies only to First-Time Homebuyer purchases only. FHA, and other certain types of loans may be excluded from the Home Loan Special.  Members who are not First-Time Homebuyer eligible, are able to receive a max 7/6 ARM rate discount of 1.00 BPS. on a new purchase only, refinances are excluded. The rate discount is based off the listed 30-year rate on the day the rate lock occurs.

Rates as of May 24, 2024
Term
Rate
Points
APR1
Term
Rate Buy-Down Mortgage
Rate
5.00%
Points
0
APR1
5.13%
Term
30 Year Fixed
Rate
7.00%
Points
0
APR1
7.13%
Term
15 Year Fixed
Rate
6.50%
Points
0
APR1
6.70%
Term
FHA, CHFA, VA and USDA
Rate
Market rates
Points
APR1
Term
30 Year Fixed Conforming Jumbo2
Rate
Market rates
Points
APR1

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit history and are subject to change without notice.

2 Conforming jumbo rates available for loans that exceed conforming limits and are for amounts up to $1,089,300 depending on property location.

Discounted rate of 1.50 BPS applies only to First-Time Homebuyer purchases only. FHA, and other certain types of loans may be excluded from the Home Loan Special.  Members who are not First-Time Homebuyer eligible, are able to receive a max 7/6 ARM rate discount of 1.00 BPS. on a new purchase only, refinances are excluded. The rate discount is based off the listed 30-year rate on the day the rate lock occurs.

Get in touch with us or start your Jumbo Loan application here:

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Buy Your Dream Home or Refinance and Save

Jumbo Loan Perks

Wherever you are in your search for the perfect home, a Finex Credit Union could help you get to the finish line! Our Jumbo Loan options are custom fit to your unique needs. Still on the hunt for your dream home? Get pre-qualified today!

Apply Now

Borrow It All

With jumbo loans that cover the whole cost of your new home, reaching your goals has never been easier. Enjoy 100% financing with Finex Credit Union.
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Flexible Funds

Your jumbo loan can be used to buy a variety of properties! Use it for your primary residence, vacation home, investment property, or condo!
Calculate Your Potential Payment

Trusted Advice

Sit back and relax, let us handle the details! Enjoy a stress-free experience with the help of Cindy, your personal mortgage loan advisor!
Meet Cindy
Jumbo Loans Aren't Your Typical Mortgage

What Is A Jumbo Loan And Is It For Me?

If you're looking for a mortgage to buy the home of your dreams that is more than $726,200, a Finex Credit Union Jumbo Loan may be your best option. Also called jumbo mortgages, these home loans tend to be larger so they require more strict criteria to qualify:

  • FICO Score Higher Than 700
  • Debt-To-Income (DTI) Ratio of 45%
  • Down Payment of 20%
Apply Now
CindyBerger
Stress-Free Mortgage Experience

Your Personal Mortgage Advisor

Meet Cindy Berger, your personal mortgage loan advisor. Enjoy a streamlined mortgage process so you can get into your dream home stress-free. If you are just starting to look or ready to get pre-qualified get in touch with me today!
  • Expert Trusted Advice
    She has more than 20 years of experience in Credit Union Mortgage Lending.
  • Custom Mortgage Options
    She is there with you every step of the way providing solutions to your unique needs.
  • Relationship Not Just a Transaction
    She has a passion for helping people like you to look out for your best interest.
Get In Touch
How Much House Can I Afford?

Jumbo Loan Calculator

If you are looking for the perfect mortgage to help you buy the home or vacation home you have always wanted, our Jumbo Loan has you covered! Explore how our affordable adjustable rate mortgage and fixed rate Jumbo Loan options can help you create a payment that works for your unique budget.

Your actual term and payment will be provided upon acceptance of a Finex Credit Union Jumbo Loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
Choose Your loan terms

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How Much House Can I Afford in Connecticut Guide Cover
Download Your Free Guide

How Much House Can I Afford in CT?

Our financial education experts have compiled this great guide for you to review to determine how much house you can afford. Fill out the quick form below to gain access!

Home Loan Options: Find Your Match

Conventional Mortgage Options

A wide range of home buyers and property types qualify for conventional mortgages. While not part of a specific government program, Finex Credit Union's conventional mortgages still provide an affordable loan option to secure your dream home.

  • 10 - 30 year fixed terms.
  • Adjustable rate mortgage options.
  • No down payment is required.
  • Borrow the entire amount of the cost of your new home (100% financing).
Explore Details

FHA Loan

If you are a first time home buyer, working to build your credit score, or trying to save for a down payment, a FHA loan could be the perfect mortgage for you! 

  • Low down payment options.
  • Low credit score requirements.
  • Mortgage must be for your primary residence, no second homes or investment properties.
Explore Details

VA Loan

If you are an eligible military service member, a VA loan can help you buy, build, or improve a home while offering you better terms than a typical home loan. Looking to refinance your current home loan? A VA loan can help with that too!  

  • No down payment required.
  • No Private Mortgage Insurance (PMI) required.
  • Lower credit score requirements.
Explore Details

USDA Loans

If you are considering buying a home in a rural area, you may benefit from a USDA (United States Department of Agriculture) loan.

  • Property must be in an eligible rural area.
  • No down payment required.
  • Lower credit score requirements.
  • You must live in the home.
  • The home must serve as your primary residence. 
Explore Details

What our members are saying...

"Fantastic experience with the team here. From day one, they were on it. They offered a very competitive rate and terms. They really differentiated themselves with service. Great communication throughout, easy process to get them things. The best mortgage experience I’ve ever had bar none. I highly recommend them."
Scott
"The whole refi process was effortless with no stress. Everyone we dealt with was helpful and informative. I will be highly recommending them to everyone. The process from start to finish went smoothly and much quicker than I expected."
Dawn
"They were great to work with! They made the process very straightforward. Communication was great so I always knew where we were in the process. Thanks so much!"
Thomas
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Jumbo Loan Resources Just for You

Wherever you are, dive into our latest articles on home buying tips, ways to save on your mortgage, and more!
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Your Mortgage Questions, Answered

Frequently Asked Questions

Does it make financial sense to rent or buy a home?

We get the question a lot, but there's no right or wrong answer as it depends on a variety of factors. To help you determine this, contact Cindy Berger, our Mortgage Loan Advisor, will give you the guidance and expert advice you are looking for.

How can I determine what I can afford?

For starters, you can use our home affordability calculator to get an estimate of how much house can fit comfortably within your budget. Furthermore, you can reach out to us, and we can tell you exactly what you can be pre-approved for before you go house hunting.

How do I get pre-approved?

We make the process easy. Contact Cindy Berger, our Mortgage Loan Advisor, to get pre-approved so you are armed and ready when you start shopping for a home.