Hi, I am Cindy, your personal mortgage loan advisor. I have more than 20 years of experience in Credit Union Mortgage Lending. I am very passionate about helping you have a streamlined experience throughout your entire mortgage process customized to your unique needs. I can help you decide on the best mortgage option for you and provide you with all the information that you need to get in to your dream home stress-free!
Relationship with you is my top priority and that is why I am here for you!
Customized Mortgage Options for Your Unique Needs
We offer an extensive variety of purchase and refinance mortgages (fixed and variable rate terms) with amounts financed (loan to value) up to 100%. Your loan will be customized with you to fit your specific situation and needs.
First-time Homebuyer Programs
Adjustable Rate Mortgage
Jumbo Mortgage Loans
A mortgage with us will give you:
Expert Trusted Advice
Customized Mortgage Options
Relationship Not a Transaction
Get In Touch With Us
Fill out the form below and our mortgage specialist will get in touch with you soon.
They will address all your questions and help you choose the option that best fits your needs!
How Much Can I Afford
Use our handy calculator to determine how much house you can afford in this market.
Get pre-qualified to have a strong application when offering on a house
First Time Homebuyer
Let us help you determine how much you can afford and get you equipped with all that you need to get you into your dream home.
They were great to work with! They made the process very straightforward. Communication was great so I always knew where we were in the process. Thanks so much!
Fantastic experience with the team here. From day one, they were on it. They offered a very competitive rate and terms. They really differentiated themselves with service. Great communication throughout, easy process to get them things. Absolutely ran circles around the large national bank I had been with for 30 years in all aspects. The best mortgage experience I’ve ever had bar none. I highly recommend them. Thanks Cindy, Michael, Sarah and Barbie. Job well done. Much success to you in the future.
The whole refi process was effortless with no stress. Everyone we delt with was helpful and informative. I will be highly recommending them to everyone. The process from start to finish went smoothly and much quicker than I expected.
Frequently Asked Questions about Mortgages
How can I determine what I can afford?
For starters, you can use our home affordability calculator to get an estimate of how much house can fit comfortably within your budget. Furthermore, you can reach out to us, and we can tell you exactly what you can be pre-approved for before you go house hunting.
Does it make financial sense to rent or buy a home?
We get the question a lot, but there's no right or wrong answer as it depends on a variety of factors. To help you determine this, contact us and Cindy Berger, our Mortgage Loan Advisor, will give you the guidance and expert advice you are looking for.
How do I get pre-approved?
We make the process easy. Contact us and if qualified, our Mortgage Loan Advisor, Cindy Berger, will set you up with a pre-approval so you are armed and ready when you start shopping for a home.
Download Your FREE Home Affordability Guide!
Our financial education experts have compiled this great guide
for you to review to determine how much house you can afford.
Fill out the quick form below to get your free access!
Best Mortgage Rates in CT. Rates as of December 1, 2022
30 Year Fixed - Purchases
30 Year Fixed - Refinances
15 Year Fixed
FHA, CHFA, VA and USDA
30 Year Fixed Conforming Jumbo**
1Fixed-Rate Mortgage:Annual Percentage Rate (APR) on a Finex CU Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Finex CU. Rates are subject to change at any time. Quoted rate displayed for 30 Year Fixed is for loan amount less than $647,201. Quoted rate displayed for 15 Year Fixed is for loan amount less than $647,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase or refinance of a primary residence, single family property.
2Adjustable-Rate Mortgage:Annual Percentage Rate (APR) on a Finex CU Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Finex CU. Rates are subject to change at any time. Rate quoted is a variable rate and will change every 6 months after the initial fixed period. The interest rate will be determined by adding the index to the margin. This discount may not apply to all mortgage products. Quoted rate displayed for Adjustable Rate Conventional 7/6m mortgage is for loan amount less than $647,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase or refinance of a primary residence, single-family property.