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Home Purchase or Refinance - Best Mortgage Experience in Connecticut

Wherever You Are In Your Home Buying Journey...

We Are Here For You!

Whether you are searching for a new home, second home or looking to refinance, we have a variety of options to fit your needs!

Meet Your Personal

Mortgage Loan Advisor

Cindy Berger

NMLS ID #744582

Hi, I am Cindy, your personal mortgage loan advisor. I have more than 20 years of experience in Credit Union Mortgage Lending. I am very passionate about helping you have a streamlined experience throughout your entire mortgage process customized to your unique needs. I can help you decide on the best mortgage option for you and provide you with all the information that you need to get in to your dream home stress-free!

Relationship with you is my top priority and that is why I am here for you! 

 

Get In Touch With Me
Mortgage Loan Specialist Cindy Berger

Customized Mortgage Options for Your Unique Needs

 

We offer an extensive variety of purchase and refinance mortgages (fixed and variable rate terms) with amounts financed (loan to value) up to 100%. Your loan will be customized with you to fit your specific situation and needs.

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Conventional Loans

10-30 Year

first-timer

First-time Homebuyer Programs

new-move-in

Adjustable Rate Mortgage

jumbo-loan

Jumbo Mortgage Loans

Learn Which Option is Best for You

A mortgage with us will give you:

Expert Trusted Advice
Customized Mortgage Options
Relationship Not a Transaction

Get In Touch With Us

Fill out the form below and our mortgage specialist will get in touch with you soon.

They will address all your questions and help you choose the option that best fits your needs!


 
 




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How Much Can I Afford

Use our handy calculator to determine how much house you can afford in this market.

Calculate Now
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Get Pre-Qualified

Get pre-qualified to have a strong application when offering on a house

Lock in Your Rate Today
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First Time Homebuyer

Let us help you determine how much you can afford and get you equipped with all that you need to get you into your dream home.

Get In Touch
They were great to work with! They made the process very straightforward. Communication was great so
I always knew where we were in the process. Thanks so much!
 
5-stars
Thomas
May 2022
Fantastic experience with the team here. From day one, they were on it. They offered a very competitive
rate and terms. They really differentiated themselves with service. Great communication throughout, easy
process to get them things. Absolutely ran circles around the large national bank I had been with for 30
years in all aspects. The best mortgage experience I’ve ever had bar none. I highly recommend them.
Thanks Cindy, Michael, Sarah and Barbie. Job well done. Much success to you in the future.
 
5-stars
Scott
May 2022
The whole refi process was effortless with no stress. Everyone we delt with was helpful and informative. I
will be highly recommending them to everyone. The process from start to finish went smoothly and much
quicker than I expected.
 
5-stars
Dawn
May 2022

Frequently Asked Questions about Mortgages

How can I determine what I can afford?
For starters, you can use our home affordability calculator to get an estimate
of how much house can fit comfortably within your budget. Furthermore, you can reach out to
us, and we can tell you exactly what you can be pre-approved for before you go house hunting.
Does it make financial sense to rent or buy a home?
We get the question a lot, but there's no right or wrong answer as it depends on a variety of
factors. To help you determine this, contact us and Cindy Berger, our Mortgage Loan Advisor,
will give you the guidance and expert advice you are looking for.
How do I get pre-approved?
We make the process easy. Contact us and if qualified, our Mortgage Loan Advisor, Cindy
Berger, will set you up with a pre-approval so you are armed and ready when you start
shopping for a home.
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Download Your FREE Home Affordability Guide!

Our financial education experts have compiled this great guide

for you to review to determine how much house you can afford.

Fill out the quick form below to get your free access!


 

Mortgage Rates

Best Mortgage Rates in CT. Rates as of August 11, 2022

Term
Rate
Points
APR*
30 Year Fixed - Purchases
4.50%
2
4.73%
30 Year Fixed - Refinances
5.125%
0
5.18%
15 Year Fixed
4.875%
0
4.97%
FHA, CHFA, VA and USDA
Market rates
5/6 ARM
4.875%
0
4.93%
30 Year Fixed Conforming Jumbo**
Market rates
Lock in Your Rate Today
Lock in Your Rate Today

1Fixed-Rate Mortgage:Annual Percentage Rate (APR) on a Finex CU Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Finex CU. Rates are subject to change at any time. Quoted rate displayed for 30 Year Fixed is for loan amount less than $647,201. Quoted rate displayed for 15 Year Fixed is for loan amount less than $647,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase or refinance of a primary residence, single family property.


2Adjustable-Rate Mortgage:Annual Percentage Rate (APR) on a Finex CU Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Finex CU. Rates are subject to change at any time. Rate quoted is a variable rate and will change every 6 months after the initial fixed period. The interest rate will be determined by adding the index to the margin. This discount may not apply to all mortgage products. Quoted rate displayed for Adjustable Rate Conventional 7/6m mortgage is for loan amount less than $647,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase or refinance of a primary residence, single-family property.

 

Mortgage Markets CUSO NMLS #157939

Finex Credit Union NMLS#645503

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