Your Second Chance Checking Account Is Full Of Perks!
At Finex Credit Union we do not let your past financial mistakes hold you back. We are here to help you get your finances on the right track. Sign up for our Second Chance Checking Account.
- No Minimum Balance
- Low Monthly Fee1
- Get Paid One Day Early2
- Free Debit Card
1 MONTHLY FEE *A small monthly service fee of $15. FREE DEBIT CARD *$200.00 day maximum for all atm/debit transactions.
This account was previously titled; Re-Start Checking.
2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the employer.
Account available for any Finex Credit Union member who has one occurrence on Chex Systems for an amount equal to or less than $500 with the occurrence taking place more than 12 months from new account opening.
Direct deposit is required to open the account.
Add Your Cards to Your Mobile Wallet
Stop digging for your debit card from your pocket, purse, or wallet and pay faster from your phone or smartwatch.
No card information is stored on your phone, and your card number is not sent to merchants.
How Do I Rebuild My Credit Score?
- How to Rebuild Creditworthiness
- When A Second Chance Checking Account Can Help
- And So Much More!
What our members are saying...
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How can I get paid early?
By setting up for direct deposit through any of our checking accounts you can receive the deposit early.
One thing to keep in mind is that early direct deposits depend on timing. Your payer must provide payment details on time so the deposit can process early. If your deposit doesn't arrive to us early, expect it to arrive on your scheduled payday.
What if I have had credit issues in the past? Can I still open an account?
If you've had an unfortunate experience with a checking account in the past, we may be able to help.
Learn more about our Second Chance Checking Account here.
Do I have to be close to a Finex branch to bank with you?
Although we have convenient locations available for service, you can use one of over 55,000 surcharge-free AllPoint Network ATMs and over 5,000 credit union shared branches nationwide as a member of Finex CU.
You can make deposits and withdrawals free of charge when you’re our member. Finex also has a variety of Mobile Banking functions, so we really can be wherever you are.