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Get Your Restart Checking Account Today

Need a fresh start and live in Connecticut? Rebuild your credit and get your finances back on track with a Restart Checking Account.

Apply Now

Get A Fresh Start with A Restart Checking Account

Whether you have a financial history that is less than ideal or experienced a sudden event that impacted your financial health, get ready for your second chance! Finex Credit Union is here to help you get back on track.
Get-your-second-chance-today-with-Finex-Credit-Union.

Open your Restart Checking Account online today:

Get Ready For Success

Your Restart Checking Account Is Full Of Perks!

At Finex Credit Union we do not let your past financial mistakes hold you back. We are here to help you get your finances on the right track. Sign up for our Restart Checking Account.

  • No Minimum Balance
  • Low Monthly Fee1
  • Get Paid One Day Early2
  • Free Debit Card
Apply Now

Credit Monitoring

Receive quarterly updates on your credit score so you can stay on top of your finances!

ID Theft Protection

Defend yourself against fraud with 24/7 Identity Theft support services and fraud monitoring.

Bank Wherever You Are

Go to local branches, use network of shared branches, or access your accounts through our Mobile App.


1 MONTHLY FEE *A small monthly service fee of $15. FREE DEBIT CARD *$200.00 day maximum for all atm/debit transactions.
This account was previously titled; Re-Start Checking.
2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the employer.

Account available for any Finex Credit Union member who has one occurrence on Chex Systems for an amount equal to or less than $500 with the occurrence taking place more than 12 months from new account opening.
Direct deposit is required to open the account.

No Wallet, No Worries

Add Your Cards to Your Mobile Wallet

Shop safely and securely without ever reaching for your purse or pocket. Add your cards to a digital wallet and make purchases anywhere contactless payments are accepted.
  • Fast

    Stop digging for your debit card from your pocket, purse, or wallet and pay faster from your phone or smartwatch.
  • Secure

    No card information is stored on your phone, and your card number is not sent to merchants.

Apple Pay

Use Apple Pay on your iPhone, iPad, Apple Watch, or Mac to simplify your payments while paying on the go.

Add Your Card to Apple Pay

Google Pay

Use any digital wallet with Google Pay to add your card to an Android phone and start doing more with your money.
Add Your Card to Google Pay

Contactless Payments

Simply hold your phone or watch near the card reader at any merchant where you see the contactless symbol.

View Contactless Symbol
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Download Your Free Guide

How Do I Rebuild My Credit Score?

Let's start rebuilding your credit together! We are here to help with our Roadmap to Building Credit. Get your free guide today for tips on:
  • How to Rebuild Creditworthiness
  • When A Restart Checking Account Can Help
  • And So Much More!

What our members are saying...

"Great bank so far I signed up with them through my employer and they gave me a second chance  Everyone from the virtual tellers to the actual people at the burnside ave location are beyond wonderful :)"
Chelsea G.
"Amazing financial institution I started membership via a second chance checking account. They have helped me with all of my financial goals and have laid a solid foundation for my lending needs...I cannot say anything else but if you are in need of family style banking feel free too join and enjoy the perks of being a member"
Ashley D.
"The Finex team was great. I cannot thank them enough for their awesome customer service. Gave me an experience second to none. They was more than accommodating!"
Derek L.
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