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Get More Rewards with Axcess Cashback Plus Checking!

Axcess Cashback Plus Rewards has amazing account features such as cash back on debit transactions with identity theft and mobile protections.  

  • Cash Rewards*:  15 cents per every debit card transaction PLUS 25 cents MORE on each transaction over $50.   
  • Mobile Device Protection:  Protect your cell phone with this benefit for you and your family, up to $250 per year with a $50 deductible.   
  • Credit Services*:  Gain access to our Credit Trends Tracker with Rate Reduction loan offers on the Finex Mobile App.  And Axcess Cashback Plus provides these Identity Monitoring Services with Alerts: 
    • Entitlement to Continuous Credit Monitoring^^ - Peace of mind knowing your credit report is continuously monitored for the possibility of identity theft and you are alerted should any new activity take place.
    • Rate Reductions of 1% on Finex loans are awarded for improving the score in the Finex Credit Trends Tracker**.
    • Fully Managed Identity Theft Recovery   - A personal Recovery Advocate standing by to research and resolve any idenity theft issue that you may suspect, or evidence of identity fraud that you discover.
    • Identity Theft Expense Reimbursement Insurance^ - Covers certain expenses incurred in identity recovery.

For more detailed information about the Mobile Device Protection and ID Theft Recovery Services visit our Identity Theft Awareness page or click here for the Mobile Services Agreement.

 Note:  You must follow an easy activation process in order to receive the benefits of credit monitoring.  To activate your no-cost credit monitoring visit here and enter your unique Enrollment ID.  



A monthly maintenance fee of $5 will be assessed. Also, if you do not maintain a direct deposit of $300 per month during the qualification period, a $10 fee will be assessed. *See Axcess Cashback Truth in Savings for full terms and conditions ** Rate reductions are subject to a floor rate of no lower than 2.99%. and will become effective within 30 days of form submission.  This offer excludes real estate loans and is not offered to members with a starting credit score over 720.  Offer is limited to one rate reduction for the life of any loan and subject to a one year waiting period after submitting any Rate Reduction form.  ^Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future. ^^ MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTION BEFORE THE SERVICES ARE ACTIVE. Proactive Monitoring Services are applicable to individuals age 18 and older who have a valid credit file. Credit monitoring is provided by TransUnion®, subject to change.