A-boat-loan-from-Finex-Credit-Union-can-get-you-on-the-water-faster.

Sail Away With Our Affordable Boat Loans!

Make your dream of owning a boat or personal watercraft a reality with our competitive boat financing solutions. We'll have you setting sail in no time!

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Get Your Boat Loan At Finex Credit Union

Make your dream of owning a boat a reality with Finex Credit Union's competitive Boat Loan and boat financing options. Whether you need financing for a new or used boat, or you want to refinance your current boat loan, we've got you covered. 
Girls enjoying the sunset from their boat purchased with a boat loan from Finex Credit Union

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Create Your Perfect Payment

Boat Loans With The Perks You Need

Wherever your personal watercraft is taking you, Finex Credit Union is here with your ideal boat financing solution. Tailor the terms to fit your budget.

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Quick and Easy Process

Hit the water in your boat or jet ski quicker with our quick and easy application process! Complete the entire process wherever you are!
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Flexible Terms and Rates

Customize your boat loan payments with terms of up to 84 months and competitive boat loan rates. Loans $25,000+ have terms available up to 15 years.
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Getting a Loan Made Easy

New or used, boat or jet ski, finance your personal watercraft up to 100% to make your life easier.
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Find Your Perfect Boat Loan Payment

Boat Loan Calculator

Wherever you are with your finances, our calculator lets you test different loan amounts, interest rates, and boat loan terms to customize your payment. Once you find the best combination for your budget, be sure to email yourself the results!

Your actual term and payment will be provided upon acceptance of a Finex Credit Union Boat Loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
Choose Your loan terms

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Get Ready To Save

Refinancing Boat Loans Is A Breeze

Refinancing your boat or jet ski loan is easy with Finex Credit Union. Land a lower rate and save big by paying less interest over the life of your loan! Use our refinancing calculator to find your perfect payment.

  • Calculate your new Boat Loan payment.
  • Apply for your new Boat Loan.
  • Close your loan remotely by email.
  • Pocket your new savings.
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Boat Loan Rates

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score, term, and membership status and are subject to change without notice.

Rates as of May 8, 2024
Term
Premier Membership APR1
General Membership APR1
Term
36 month
Premier Membership APR1
5.99%
General Membership APR1
6.99%
Term
48 month
Premier Membership APR1
5.99%
General Membership APR1
6.99%
Term
60 month
Premier Membership APR1
5.99%
General Membership APR1
6.99%
Term
72 month
Premier Membership APR1
6.99%
General Membership APR1
7.99%
Term
84 month
Premier Membership APR1
8.99%
General Membership APR1
9.99%

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit score, term, and membership status and are subject to change without notice.

What our members are saying...

"Always a lovely experience with Finex. Started banking with them years ago and they have never let me down. I have a credit card, a personal loan, and just refinanced my vehicle with them. Forever recommend!"
Sonya R.
"Samantha was awesome with helping me refinance my auto loan! She was very clear on my options and how to go about the process. Glad I refinanced with Finex because their customer service is amazing and their rates are low!"
Tasia T.
"This is really the best ... Great online services, CD & loan rates, ATMs up to date, always prompt with account servicing. Specifically, Elena and Kelli are top notch and really make the difference!"
Carra S.
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Wherever you are, dive into our latest blog posts crafted to empower you with knowledge and savings!

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