Personal Loans

Holiday Helper Loans with Rates as Low as 7.99% APR*

Celebrate the season without the stress. Borrow $500–$2,500, get fast approval, and enjoy simple fixed payments — all designed to help you cover gifts, travel, entertaining, or unexpected end-of-year expenses.

Holiday balances add up fast - and credit card interest can make them even pricier. Our Holiday Helper Loan keeps your borrowing affordable.

Offer valid 11/19/2025 – 12/31/2025.

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The holidays bring joy — and sometimes extra expenses.

A Smarter Way to Handle Holiday Expenses

Many people turn to high-interest credit cards during the holiday season, which can lead to lingering balances well into the new year. At Finex, we offer smarter solutions like our Holiday Helper Loan helping you avoid costly debt while keeping your holiday budget on track.

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Up To $2,500

With just your signature, borrow anywhere from $500 through $2,500 for presents, holiday travel, or other expense!

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Great Rate from 7.99% APR with an easy payment plan

One-year term so the loan wraps up by next holiday season.

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No Collateral Needed

No collateral required — just your signature!

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What our members are saying...

"My experience of obtaining a personal loan was awesome! The loan officer was thorough, quick, and made the process very easy to complete. The loan officer was helpful with my questions and addressed all of my concerns."

Karen M.

"“The loan officer was tremendously helpful. Her communication was clear, focused, and immediate. I was nervous and had tremendous anxiety about the loan process but I could not have had a better experience. Thank you!.”"

Jaimie N.

"Always a lovely experience with Finex. Started banking with them years ago and they have never let me down. I have a credit card, a personal loan, and just refinanced my vehicle with them. Forever recommend!"

Sonya R.

*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. New money only. The 7.99% APR is based on A+ credit (FICO score). Minimum loan amount is $500; maximum loan amount is $2,500. Members must be in good standing and have an established membership for at least 90 days to qualify. All offers of credit are subject to credit approval. Other rates and terms may apply. Offer may be withdrawn at any time. Additional terms and conditions may apply. Federally insured by NCUA. NMLS #645503