Bank Like a Boss: Tips on Picking the Best Checking Account

Mar 06, 2024
Make sure you are getting the best checking account for you

By now, most individuals in their thirties understand the importance of having a good checking account with a financial institution they can trust. They also know that not all checking accounts are created equally, so doing your homework is crucial for finding the perfect fit for your financial needs. If you want to bank like a boss, you should consider Finex versus a national bank for the best checking account, no matter your situation.


Why a Credit Union Checking Account?

Credit unions are a wonderful option for anyone who wants to open the best checking account that offers generous benefits to their members, including these:

Benefits of a Credit Union Checking Account:

  • Lower Fees

  • Fewer Minimum Requirements

  • Better Rates

  • Superior Personal Customer Service

  • Deposits are Protected by the National Credit Union Administration (NCUA)

Your local credit union is here to support the financial journey of all members. Whether you are just starting out, reorganizing your finances, or progressing well on your financial path, Finex offers a variety of different checking account options to fit your unique situation. 


Tailored Checking Options at Finex 

Finex offers a variety of diverse checking accounts for members, including the following: 

  • Checking - This account is the perfect choice for those who need the basics with no monthly service fees or minimum balance requirements. 

  • Youth Checking Account– Created for members ages 14-21, this account offers a great solution for tech-savvy and reward seekers.

  • Second Chance Checking – This account is for those who are rebuilding their financial history and may have had issues getting approved for a traditional account elsewhere.

  • High Yield Checking - Catering to those seeking additional benefits, members get all the perks of basic checking with the added benefit of earning dividends. 

Choosing the Right Checking Account

Savvy thirty-somethings can utilize their checking accounts for daily financial management and savings if they choose the right one. When searching for the best checking account to fit your needs and help meet your financial goals, these are some key features to consider.

  • No or Low Fees 

  • No Minimum Balance Requirements

  • Online and Mobile Banking Options 

  • Benefit of Earning Dividends

Enhancing Your Checking Experience with Complementary Services

Since we are a technology-driven culture, having complementary digital banking options with a checking account is a definite plus. Finex offers a variety of digital services to meet members’ high-tech needs and stay connected from anywhere, anytime.

  • Digital Banking – Enjoy the convenience of Online and Mobile banking at your fingertips for tasks such as managing your checking account, transferring money, paying bills, and more.

  • Mobile Wallet Integration -  For seamless transactions every time you shop, use the convenient Mobile Wallet so you can securely make purchases from your phone.

  • Direct Deposit Services – Finex's direct deposit service is a simple and secure way to deposit any recurring check, like your weekly paycheck, into your account without the need to visit the bank. Finex can pay you up to one day early. 

Finex: Empowering Your Financial Journey

Selecting the right checking account is a critical step for effective financial management, particularly for the tech-savvy individual. It's about more than just a place to store your money. The ideal account offers low fees, easy access via online and mobile platforms, the potential for dividends, and integrates seamlessly with digital services like mobile wallets and direct deposit. Finex's suite of digital banking solutions highlights the importance of a checking account that fits your modern lifestyle and financial ambitions. By focusing on these essentials, you position yourself for a future of financial ease and security. Make the smart choice today for a prosperous tomorrow.